Ehsas program
Feeling interested free
Learn about the interest-free loan program
Interest-free loan for employment
Poor sections of the society, skilled youth, women, disabled and eunuchs, zakat, and beneficiaries.
Are provided interest-free loans to help them get out of poverty and become financially self-sufficient.
Fifty percent of loans are for women.
Under Ehsas program 80,000 loans are being provided every month through 1110 centers in collaboration with PPAF partners. These include the Brotherhood.
Information on how to get an interest free loan
The interest-free loan program is being implemented in rural and urban areas with PPAF partners for which 1110 centers are open.
All this information
How to apply at loan centers
- Loan application (written or oral)
- Confirmation of poverty classification
- Registration as a potential lender
- Issuance of application form and business plan form
- Submission of complete documents by the applicant
- Business plan preparation
- Basic information about starting a business
- Reason for doing business
- Production and sales targets
- Marketing strategy
- Estimates of costs for the proposed business
- Financial resources
- Profit estimate
- Lender Identification Process
- Social assessment
- Economic assessment
- Loan approval process
- Check with the Debt Center
- Recommendations from the Debt Center
- Submission of recommendations to the Headquarters of Partnerships
- Issuance of loan to the lender
- Approval of the application
- Order check with the name of the lender and computerized national identity card number written on it or issuance of a PIN number which is used for electronic delivery
- Issuance of check at credit center
- Ehsas program
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Loans